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You will be given a detailed explanation and breakdown of our costs when you attend an information seminar, and when you first visit Westmead Fertility Centre (WFC). You can register for an information seminar here.

The following is an approximate guide to the type of treatment costs you can expect to pay.


Please note that our costs are ALL INCLUSIVE.


IVF cycle costs


An IVF cycle costs between $1,450–$4,720 at WFC but after Medicare refunds, your out-of-pocket costs are usually between $250–$1,218 for a first cycle (see tables below).

These costs include:

• nurse appointments and telephone contact

• access to our counsellor throughout treatment

• most medications (see Additional costs below)

• ultrasound scans

• blood tests

• egg collection

• use of operating theatre for egg collection

• fresh embryo transfer

• freezing and two year storage of surplus embryos.


Additional costs


Whilst drugs required for a standard treatment cycle are covered by Medicare, your individual situation may require additional drug therapy. We recommend that you budget up to $200 extra per cycle.

There is an additional charge for the transfer of frozen embryos.

Medical consultations and tests done prior to or after a treatment cycle may incur an additional cost.


Payment options


WFC offers two payment options. You may choose to pay the full amount up front (Claim back) and then claim your Medicare rebate, or you may choose to pay a lower amount up front (No Safety Net).


Claim back option*


Up-front payment by patient to WFC Medicare rebate and safety net refund** Patient direct costs, i.e. out-of-pocket expenses***
IVF  – 1st cycle $4,720 $3,502 $1,218
Subsequent cycles in same calendar year $4,720 $4,436 $284

*if no previous medical expense in same calendar year. Conditions apply.

** The Medicare Safety Net covers up to 80% of the out-of-pocket costs for medical services provided after a particular threshold amount per calendar year is reached.

***Your out-of-pocket cost ‒ also known as the ‘gap’ payment ‒ is the difference between the Medicare benefits (basic rebate and safety net) and your treatment cost. 


No Safety Net Claim option


Upfront payment to patient by WFC Medicare cheque sent to patient for payment to WFC WFC refund Patient direct costs
IVF – 1st cycle  $1,450 $3,502 $550 $900
Subsequent cycles $1,450 $3,301 $550 $900

Fees correct as of April, 2014

Attend an information seminar
When: Wednesday, March 25, 2015
Time: 6pm
Where: Westmead Hospital
Cost: Free